July 2011

Has the 21st century finally caught up with the Jetsons? We’re on our way with the current modes of transportation available. Flying cars and morphing planes are estimated to cost around $220,000 and still have a long way to go to become main stream – if ever. The link with the Jetsons is that their vehicles ran on electricity and so does the All-New Chevrolet Volt.

The 2011 Chevy Volt has been a key project for General Motors to help propel them forward as a leader in the high-tech development of electrically-operated vehicles. The Volt is a hybrid, however, different than the customary hybrids that are powered by both a gas and an electric motor. All the power that drives the front wheels on the Volt come from an AC-current electric motor. There are two ways to charge the batteries that feed power to the electric power plant.

Drivers can charge the car using either a 110-volt plug or for a fast charge (about four-hours), a 240-volt charging station. Chevrolet claims your standard 110-volt outlet will fully charge the batteries in 10 to 12 hours and provide around 25 to 50 miles on a charge based on terrain, driving techniques and temperature at a fee of between $1.00 to $1.50 per day. My experience is that after a 12-hour charge, I personally experienced between 34 to 37 miles based on the dash read-out. For ease and convenience, merely plug the Volt in to a power outlet via a special plug and power unit provided with the car.

The second way to recharge the batteries is via the 1.4-liter gasoline motor, which kicks in when the system detects the batteries are getting low on “juice”. This is one of the main differences between the Volt and other hybrids; the gas engine never directly powers the wheels. The 84-horsepowered 1.4-liter, 4-cylinder extends the driving range by 350 miles. During my week of test driving the Volt, the gas gauge moved just slightly.

Chevrolet did an excellent job with the Volts power system. The transition is smooth as the engine quietly kicks in to charge the 288-cell-battery pack when needed. Having the second charging source allows you to make your trips in confidence not worrying if the batteries will go dead while being stuck in traffic or having to make a few last minute stops.

The model lineup is simple as the 4-door, 4-passenger Volt sedan ($41,000 including destination) comes in only one trim line. However, you can accessorize by adding a Premium package ($1,395) that includes heated front seats, perforated leather upholstery, premium door trim and leather-wrapped steering wheel, Rear Camera with Park Assist ($695) and polished alloy wheels ($595).

When the Volt concept was introduced four-years ago it was crafted with a beautiful futuristic profile. Over the development period with the goal of making the Volt as aerodynamically efficient as possible, the edges and lines took on a more rounded appeal, while continuing its distinguishable styling. The Volts wide stance and sculptured belt line delivers a performance-oriented stance.

The interior of my test model featured black door panels, dash and leather seats with bright silver appointments on the center console and around door switches, center cup holders, and door pulls. Smooth white plastic flows across the front of the center console and other parts of the trim. As you sit in the driver’s seat you are greeted with two large 7-inch high-resolution full-color screens. The first one is the reconfigurable graphic instrument panel featuring your speed, battery charge, fuel amount and other elements that help you drive as fuel efficiently as possible.

The second screen is located in the center stack and includes a touch screen display for radio, climate controls, navigation, and backup camera view. The start power-button located on the center console, jumps out with its bright blue glowing color with silver trim.

The two rear bucket seats are divided by a center console with cup holders. Both seats can be folded flat to provide more storage space. Rear legroom can be a bit tight if a tall driver or passenger is located up front, but otherwise is fine.

The driving impressions of the 2011 Chevy Volt are impressive. The chassis of the Volt is based on the new Chevrolet Cruze, which in itself is a very competent car. The Volts ABS braking system is connected to the cars electrical system and used to help recharge the battery every time the car either brakes or the accelerator pedal is released. The handling, braking, and steering perform with confidence creating the comfortable ride you would expect from a mid-size sedan. Don’t expect a rocket out of the gate, however, the electric engine provided good performance.

Room for improvement:

• The high price will limit the number of main-stream sales
  Cool Features
• Fuel savings electric motor
• Extended range due to gas motor
• High-Tech interior dash and center console

The Volts safety equipment includes crash-avoidance features including standard anti-lock brakes with traction control, StabiliTrak electronic stability control and advanced LED daytime running lamps. If a crash occurs, the OnStar system will automatically alert an OnStar advisor and summon help. Since the Volt operates so quietly in all-electric mode, a driver-activated feature sounds a noise to alert pedestrians, particularly those with visual impairments, in an intersection.

In Summary – The 2011 Chevrolet Volt is the first vehicle to offer such a unique power- plant option. The government is currently offering a $7,500 rebate, which brings the base price down to around $33,500. I enjoyed the great fuel economy and knowing that I wasn’t using a drop of gasoline most of the time. The Volt also attracted the attention of anyone in view as people attempted to figure out what they were staring at and then send over a thumbs-up response.

Specifications
2011 Chevrolet Volt

Base price: $41,000 as driven: $44,680 (including destination)
Engine: Electric 111 kW drive motor, 54kW generator motor, 1.4-liter 4-cylinder
Horsepower: 149 @ 4000
Torque: 273 foot pounds
Transmission: Two-Range Planetary
Drive: Front Wheel-Drive
Seating: 4-passenger
Turning circle: 36 feet
Cargo space: 10.6 cubic feet
Curb weight: 3,781 pounds
Fuel capacity: 9.3 gallons
EPA mileage: City 95 / Highway 90
Wheel Base: 105.7 inches
Warranty: 3 years/36,000 miles bumper to bumper
Also consider: 2011 Nissan LEAF, Toyota Prius

When it comes to golf, the old saying “less is more” usually is the case. Take for instance a player’s score. Obviously the lower you score the better you are. I can think of plenty more to prove my point but let me relate it to your golf game.

I was at a dinner for the graduating players from the annual Qualifying School back in 1993. The grueling 108 hole event which upon concluding granted 40 player’s privilege to participate onto the PGA Tour. The excited group of golfers gathered together and as we ate and listened to several guest speakers. Each speaker would start by congratulating the players for their achievement of earning their “card” and then to share a story or two. Commissioner Deane Beaman began the evening’s event and then was followed by Legend and Hall of Fame golfer Tom Watson. When Tom took the microphone, every ear was on him. You could sense that he had earned the respect of every player assembled in the room.

Tom captivated all of us while he told interesting stories of his numerous victories and some tales about how he and Jack would duel it out often in Major Championships. For us, we could have listened all night. We were there because we had achieved a high success level in our profession but the person speaking, Mr. Tom Watson, was someone who all of us admired and looked up too. Secretly, we even hoped he would share some insight or inspiration that we ourselves could draw from.

When he was finished and before he walked away, he asked the audience for questions. I raised my hand and he pointed right at me. “Mr. Watson, what was it about the British Open that allowed you to win it so many times” I asked. “I don’t know” he said. “Next question please”?Not the answer I had hoped to hear. “Tom, what would you think about when you had a pressure shot to win or lose a tournament” a voice spoke from the back room. “When I play well, and then he paused, he asked us if we remembered Jack Palace in the movie “City Slickers”. He reminded us of the line in that movie from the famous actor. “Life is about one thing. You have to figure out what that one thing is”. Tom said that golf was the same way. Then he added, “When I play well I always thought about just one thing. And then he said this and I will never forget it, “but when I play great, I don’t think about anything! This was some great advice from a great golfer.

When I began my golf career almost 40 years ago, there were times when I thought that the mental side to golf meant that you needed to be able to think and perform many tasks combined. 4 or 5 swing thoughts all at once. However, now I believe that is not true and that we need to sort out a thing or two that repeats. I believe rhythm and timing are two key elements that you can not play well without. And, you can’t have a bunch of thoughts in your head to achieve rhythm and timing. As Tom said, “golf is about one thing”, we just need to figure out what that one thing is. In this case, yes, less in more!

Seriously. Is any other vegetable as much fun to eat as corn on the cob? It’s also warm, sweet and slightly crunchy, with a preferred manner of eating that defies every rule of etiquette. But even when the kernels are taken off the cob, corn still reigns supreme as one of America’s favorite veggies. Ask any kid.

It’s pretty common knowledge that corn and tomatoes are the two summer vegetables that simply can’t be faked. Unless you hit a farm stand or grow your own, the only way to ensure quality is to shop at the farmers’ market.

While there, remember that July is prime time for homemade salsa. Be sure to stock up as this salsa, dotted with roasted sweet corn, is a welcome diversion from the classic tomato-based variety. The recipe is also quite forgiving; so vary the ingredients to suit your taste. (A whiff of finely minced garlic, chopped fresh cilantro, or creamy cubes of diced avocado would be right at home here.) Serve Roasted Corn Salsa as an appetizer with tortilla chips; or as a condiment with scrambled eggs, quesadillas, or grilled meat or fish.

Roasted Corn Salsa with Poblano and Lime

Poblano chiles are usually rather mild, but some mavericks can be surprisingly hot. To err on the safe side, taste the roasted peppers before adding the full amount to the salsa.

• 2 fresh poblano chile peppers
• Kernels from 4 ears of farm-fresh corn (about 2 cups)
• 1 tablespoon California olive oil
• Salt and freshly ground black pepper
• 1 vine-ripened tomato, seeded and chopped
• 1 green onion (scallion), thinly sliced or chopped
• 2 tablespoons fresh lime juice

1. Place the peppers on a broiler pan or small baking sheet and broil as close to the heat as possible, turning with tongs, until charred all over, about 10 minutes. (Alternatively, roast the peppers directly over a gas flame, turning, until charred, about 5 minutes.) Seal the peppers in a paper bag and let steam for at least 10 minutes. When cool enough to handle. Peel and/or rub off as much of the blackened skin as possible. (It’s okay if small bits of it remain.) Cut the peppers open and discard the stems and seeds. Finely dice the poblanos.
2. Preheat the oven to 375 degrees. On a rimmed baking sheet, toss the corn kernels with the oil to coat. Season lightly with salt and pepper. Spread out the corn into an even layer and bake, stirring once or twice, until some of the kernels are lightly browned at the edges, 10 to 15 minutes. Scrape into a medium bowl and let cool slightly.
3. Add the diced poblanos, tomato, onion, lime juice, and 1/4 teaspoon salt. Toss gently to mix.
4. Transfer to a bowl and serve at once, or cover and refrigerate for up to 6 hours. Serve at room temperature or slightly chilled. Makes about 2 1/2 cups.

Corny Advice

• There are dozens of varieties of corn, each of which differs according to sweetness and tenderness. Which is best for you? For the definitive answers, simply ask the grower who is selling it. He or she has invested a lot of love in this crop, and will happily share their passion.
• The minute corn is picked, its natural sugars immediately begin to convert to starch. For the best possible flavor, serve corn the same day you purchase it.
• Avoid buying pre-shucked corn, as it is difficult to determine how long ago it was picked. Instead, look for tightly closed, plump green husks with fresh-looking cuts at their stems. The golden-brownish silk at the very top of the ear should feel slightly sticky.
• Don’t shuck corn until you’re ready to use it. To remove the husks, peel down with a firm tug–and listen for that squeak of freshness. Pull off as many of the fine silks as you can, then wipe off the remaining threads of silk with a damp towel.
• Grilled corn on the cob is a little bit smoky and totally irresistible. For a deliciously messy change of pace, brush shucked ears of corn with olive oil and season lightly with salt and pepper. Grill, turning, until lightly browned all over. Remove to a cutting board or rimmed baking sheet and immediately brush each ear all over with 2 to 3 tablespoons of mayonnaise and sprinkle with freshly grated parmesan cheese to cover. (For added pizazz, first season that mayonnaise with a bit of finely minced garlic, a squeeze of lime juice, some chopped fresh basil, or a generous pinch of chipotle chile powder.) Yum.
• Removing the kernels from long ears of corn can be problematic, if not dangerous. The tapered ears are wobbly and impossible to keep in place; and the kernel trajectory as you cut can be downright frustrating. A little bit of prep work will make the job a snap: Place a small cutting board in the middle of a rimmed baking sheet. Cut each shucked ear of corn in half crosswise. Working one at a time, carefully hold the top of the cob with your fingers and firmly place the cut (flat) end of the ear on the cutting board. To remove the kernels, use a large, sharp knife to cut downward with a gentle sawing motion. The ears remain more stable this way, and the baking sheet will catch any flying kernels. Add those flavorful milky juices to whatever you’re cooking; and save those naked cobs to flavor soup stock.
• When corn is fresh and sweet, it requires very little cooking. (In fact, it can even be eaten raw.) If you find yourself with an extra ear or two in the vegetable drawer, consider removing the kernels and adding them to a salad. Other fitting final resting places include pancakes or waffles, polenta, pasta, and any sort of veggie stir-fry.
• “Sex is good,“ says Garrison Keillor, “but not as good as fresh, sweet corn.”

The Danville Certified Farmers’ Market, located at Railroad and Prospect, is open every Saturday, rain or shine, from 9 a.m. until 1 p.m. For specific crop information call the Pacific Coast Farmers’ Market Association at 1-800-949-FARM or visit their web site at www.pcfma.com.

Since Align Healing Center opened its doors in 1999 we have been treating arthritis, bursitis, tendonitis, well let’s just say all of the “itis’s”. In other words PAIN, whether it’s back pain, neck pain, knee pain, shoulder pain or any other pain, we have been there to awaken the healing potential in the body and relieve the pain. That being said, I am always in search of miraculous new ways to relieve pain without drugs, without invasive procedures and without more pain. In 2005, Class III Laser therapy was added to my practice and the results have been amazing! Then in October of 2009 I was enlightened to a new treatment modality that is revealing itself to be truly miraculous- Class IV Laser Therapy. I am so passionate and excited about how Laser therapy is helping people heal and reclaim their life that I feel every person whether in pain or not should know about it!

I am here to tell you that you no longer need to “live with pain” from an injury or surgery no matter how long you may have had it. Pain ruins your quality of life. It can go on for months—even years, while you try to ignore it, take pain medications and try treatments that don’t work. In the mean time, you’re losing sleep and missing out on your favorite activities. There is no longer a reason to settle for a life of pain. But in order to get rid of the pain, you need to resolve the injury itself. I am often asked “why doesn’t my pain resolve on its own?” My answer is “often our cells don’t have enough energy to complete the healing process and they get stuck in an inflammatory cycle creating more pain”. Class IV Laser therapy gets to the root of the injury and treats it at the cellular level providing energy to the cells so they can heal. We all know medications only mask the pain and inflammation and are not a long term solution so, now we have deep tissue Laser therapy as a treatment that stimulates the healing process, relieves inflammation and helps the body resolve the injury.

Laser treatments at Align Healing Center are done with the K-laser 1200 Class IV Laser. This laser does not cut or burn but is gently absorbed by the tissue. During each painless treatment laser energy increases circulation, drawing water, oxygen and nutrients to the damaged area. This creates an optimal healing environment that reduces inflammation, swelling, muscle spasms, stiffness and pain. As the injured area returns to normal, function is restored and pain is relieved.

We are having great success treating neck and shoulder injuries, sciatica, arthritis, tendonitis, carpal tunnel, migraines, plantar fasciitis, post surgical pain, sports injuries and more; even if it’s long-term residual pain. I have seen patients with 10 years of post surgical pain get their life back in a short period of time. Even ar¬thritis and degenerative disc disease sufferers can see long term benefits from this treatment without any of the negative side effects experienced with the long term use of medications.

What our patients are experiencing with Laser Pain Relief:

After going from a very active lifestyle to being basically bedridden due to degenerative disease, I had almost given up hope. To my amazement, after 3 laser sessions, I could walk and move without pain. After 3 more, I began light exercise, and now I can do all the things I enjoyed before laser. Dr. Niele literally gave me my life back! Shalisa P., Danville

After I began my laser treatment I felt as if my body came alive! Sitting at a desk 8+ hours a day for years had my body feeling stiff and my shoulder was numb and painful. I had trouble holding a pen to write without pain and weakness. Since I have received laser therapy and chiropractic I no longer have pain, weakness or numbness! I have started golf lessons and am able to exercise again!
Francine A., San Leandro

Dr. Niele Maimone, DC of Align Healing Center in Danville, CA has been active in natural health & wellness for 11 years. For more information or to set up a consult call 925.362.8283 or visit www.alignhealingcenter.com

This month we have a great story of historical importance by Bob Fish about the Suisun Bay’s Mothball Fleet. Once home to Howard Hughes’ mysterious, CIA commissioned Glomar Explorer, while the fleet has diminished in number over the years, it is still home to a few intriguing vessels including the battleship, USS Iowa and the Hughes Mining Barge which houses the not-so-secret stealth ship, Sea Shadow. Our story is brought to life by the extraordinary photography of our own, talented, Susan Wood.

One of my earliest recollections of the Mothball Fleet came by way of a close-up introduction when my parents took me on a fishing expedition on the delta. I was about eight years old at the time.

My dad enjoyed fishing but didn’t own a boat, so on this particular occasion he rented one. It was a compact, wooden boat with peeling, drab-green paint, an outboard motor and a small cowling on the bow. As we headed off I remember being frightened as the tiny craft bounced over the choppy whitecaps of Suisun Bay. I also remember worrying that our boat would sink, as dirty water that smelled of fish guts and gasoline swirled around in the bottom of the boat as it swayed with the rhythm of the swells. I kept checking to see if the water level was rising.

As we approached, the “Mothball Fleet” grew ever larger. While I had seen the ships many times from the car while crossing the Benicia Bridge, this was the first (and only) time I got to see the ships up close. I was awe struck, looking up, as the ships swelled to become behemoths before my eyes. They seemed immense. In those days, there were considerably more ships than there are today—well over 300—so the rows extended just about as far as the eye could see, eastward, up into the delta.

Eventually, my attention shifted away from the ships as we got to the business of fishing. As it turned out, I became “the man” that day as I caught the biggest fish. It was a giant—some three feet long, and so heavy my father had to reel it in. My parents had no idea what kind of fish it was but were eager to get to shore so that they could report the name of their son to the Guinness record people.

Upon reaching the dock, I remember my father proudly hoisting the burlap sack with my “record” catch, carrying it up to the man that managed the boat rentals. As my dad pulled out the fish, our excitement became confusion as the man quickly shoved it back into the bag exclaiming, “geeze man, keep that thing out of sight.” He politely educated all of us about what kind of fish I had caught, a Sturgeon, of which the legal “keeper” length was 46 inches—a full ten inches longer than my fish. It was “hero to zero” in ten seconds flat!

Nearly 50 years later, I still well remember that day. Giant ships and a giant, almost legal, fish!

In later years I would learn that there are, indeed, huge Sturgeon to be caught in Suisun Bay. The world record was caught in 1983 by Joey Palotta of Crockett. It weighed in at a mere 468 pounds—somewhat larger than my 36 incher!

Q. My three-year-old Bougainvilleas blooms profusely in the spring, but the bracts fade & fall off in the summer. The vines are growing on a trellis with an eastern exposure. I suspect a watering problem. The Bougainvilleas are watered infrequently; however, they do receive additional moisture from the nearby Azaleas. Various websites give me conflicting advice on watering. What are your thoughts?

A. Bougainvilleas don’t require frequent watering. Instead, they prefer to be kept on the dry side with a minimal amount of fertilizer. They’re considered a drought tolerant vine. A good soaking once every ten to fourteen days should be sufficient as long as the temperatures are below ninety degrees. In your case, you can extend that period between waterings because of the extra water from the Azaleas. However, I don’t believe moisture is your problem. Bougainvilleas like a sunny location where it receives six hours or more of direct sunlight per day, March through October for a normal blooming pattern. The true flower of a Bougainvillea is the structure located in the center of the showy/colorful leaves called a bract. It’s an imperfect flower, as it has no sepals or petals. The bracts require the light intensity from the direct sunlight to turn color. Since your plants are colorful in the spring and not during the summer suggests that the lighting conditions are changes with the seasons. I have found that nearby large deciduous tree(s) in a neighbors yard is many times the reason behind the change. Once these trees are fully leafed out there aren’t sufficient foot-candles to initiate the color change. There isn’t a lot you can do except enjoy the color whenever it bloom.

Q. Despite my best efforts, I have a stubborn spider, which continues to build spider webs in the corners of my kitchen window. I don’t have anything against spiders, but I do like to have this window open. What can I do to make this spot unattractive to spiders?

A. I’m not sure that I have a great answer for the spider problem. There are over three thousand varieties of garden spiders. As a group, they are pretty, shy so they tend to run away and steer clear of humans. Spiders are, believe it or not, very beneficial in controlling garden insects, so we don’t want to remove them with pesticides. Yes, they’re poisonous spiders. The Black Widow Spider poses the only threat in the Bay Area. Spiders trap their food in the cobweb they produce which is formed mostly at night. They continue to revisit this area because it’s a great source of food. Night flying bugs are also attracted to the window because of the light. If possible, install a yellow porch light to discourage the bugs. In addition, move any ripening fruit away from the opening, as fruit flies are one of the favorite foods of spiders. I hope this helps.

Let me start out by admitting I have absolutely no appreciation of art. This admission is not one I wish to brag about. Rather it does somewhat lessen my self-worth. Nevertheless it is a truthful statement. I tried once in college to improve myself by enrolling in an art appreciation class, but alas, after only the third session the instructor kindly asked me to withdraw. It seems he had never failed anyone in his twenty tenured years of teaching this course, but he felt I had the potential to break his record. I tried to persuade him to allow me to audit the course, but I noticed the nervous tic on his upper lip and was convinced not to persist.

Over the years of traveling I have been encouraged, actually forced, to visit a number of art galleries around the world. My wife as well as the tourist guides under whose influence I fell insisted I be exposed to what was considered artistic beauty. In Florence, Italy I stood before the statue of David amidst a group of sighing, crooning spectators. When asked my thoughts I muttered “Great set of pecs” which didn’t go over too well with the questioning docent. While touring the Louvre I found myself standing beside a tall, very thin, and well-dressed woman, and a skinny pony-tailed man wearing a black beret. They were overcome with emotion viewing some sitting female with an enigmatic smile. When I whispered “Not much sex appeal” they hurried off.

At the Hermitage in St. Petersburg, Russia they showed me a whole section painted by a fellow name Rembrandt. When I suggested they couldn’t be worth very much because there were so many, I was shunned by others for the remainder of our visit.

Why then this article? Well, I finally discovered an art gallery which I think is absolutely wonderful. At long last I spent an enjoyable afternoon in an art museum .You simply must go out of your way to visit this place. You will enjoy it – you have my guarantee. Besides, it is considered quite upscale. Maybe my appreciation of art is improving as I age. The gallery? The Tate Modern located on the banks of the River Thames, just a block from the Millennium Bridge in dear old London, England. It contains an incredible display of international modern and contemporary art.

Let me describe some of the art pieces housed there which I felt to be thoroughly delightful. When you first approach the Tate from the water’s edge, you will find a thirty foot high inflated statue done by Paul Mc Carthy entitled “Daddy’s Head Coming Out of a Catsup Bottle.” It is as described. Great! This work is located next to a huge black balloon with a square head. The name? Blockhead.

When you enter you will find yourself in the main hall – the Turbine Hall. It is some fifty yards long and ten yards wide filled with steam and lighted entirely by monochromatic light. The ceiling is one enormous mirror. At the far end sits a replica of the sun. This eerie unusual light makes everyone look pale, wan, and even slightly ill. There are people lying on the floor looking at themselves in the great reflective mirror above. Hey, this is fun art!

The inside of the Tate Modern is loaded with about as much humorous art as you can absorb. A urinal sits on a pedestal with the title of “Fountain.” A pile of paint rags appear on a ladder. A German artist, who must be one of those starving fellows you hear about, painted a dozen sausages. Some guy had built a car out of cardboard, and it is considered magnificent. I thought one exhibit was a radiator for the room until I noticed it was roped off and titled “Radiator.” There were some pictures done on brown butcher paper which looked a lot like the ones my eight year old grandson paints, but here they were framed and titled instead of being mounted on a refrigerator door with magnets. They made me smile.

One item that fascinated me no end was a huge apothecary bureau. Each drawer contained a collection of shards – yes, broken pieces of pottery – laid out in neat, tidy rows. This interactive display of art maintained my interest for a much longer period than I usually spend in most museums.

I could go on and on – but I don’t want to spoil it for you. If you love Della Robbia, go to Florence. But, if you just want to have a good time immersed in art, don’t miss the Tate Modern in London. It’s a gas!

I’ve been searching for a solid eight months for an amazing, non-breakable mechanical pencil, ever since my enrollment check for my horrible statistics class cleared. Every day I ask myself, why couldn’t that check have bounced?

And while this column has nothing to do with a class I loathe, this being my fifth and hopefully final stab at attempting to complete such an evil course, it does provide a medium (not to be confused with median) upon which my search for unsnappable (new word) lead prescribes.

Forget about offering me the number 2 pencils of yesteryear. They go dull before I have a chance to write my last name on my stupid homework paper. Who needs dull, when I can have sharp, crisp, clear, and esthetically-written math equations (wrong as they may be) scribbled on the front and back of my 8.5” x 11” papers?

Dull only adds to my ineptitude in math, while crisp seems to shout, “she may not have the right answers, but gosh darn it, look how beautifully she wrote it!”

The problem though, and yes, it’s another one of those jaded word-problems, is that I snap off the tips of those lead sticks every other second. I clumsily go through the three, two-inch strands that comes with each pencil purchase in about two hours, let’s say each class. This is costing me big time.

Maybe it’s the pressure of passing this hideous class that’s giving me a heavy hand. Or maybe it’s not me, and it’s the quality, or lack thereof of the product. All this just makes me question the percentage of students who love statistics and barely break a lead verses those who abhor statistics and break them relentlessly? I feel a poll coming on.

So I tried Pentel’s version (pink), no good. Next was Office Depot’s brand (blue), nope. Then I decided to throw money to the wind and spend an extra five cents in order to give Pilot’s Dr. Grip a whirl. Voila!

Hello success; hello no-achy-breaky-lead. Hello one less pressure in finding P (-1< x <1) using a continuous uniform distribution with parameters of µ = 0 and ∂ = 1, where the minimum is -√3 and the maximum is √3. It also meant I didn’t have to break out my borrowed TI-84 Plus Silver Edition calculator. I mean, who would buy such a contraption that has 50 buttons on it? Call it a computer already and move on. Finally here I stand (or sit), halfway through the semester, proudly sporting a solid C+ in this contemptible, yet-required-for-obtaining-my-BA-degree course. Now armored with a nearly-unbreakable writing instrument (first invented in 1791), if I pass this wicked course, I will owe it all to Dr. Grip – the savior of my elementary probability and statistic woes.

More questions from last month’s tournament. Hope you enjoy them.

1. What were the 3 drinking cups referred to in the classic “poison pellet” routine in the Danny Kaye movie “The Court jester”?
2. Who was Tennessee University’s quarterback prior to Peyton Manning?
3. B.O. Plenty was a character in the Dick Tracy comic strip. What did B. O. stand for?
4. What was significant about the songs “The Man That Got Away” and “My Ship”?
5. Who played John Wilkes Booth on TV in 1955 in “The Day Lincoln Was Shot?
6. Now a university professor, who was the satirist who wrote and performed “Poisoning Pigeons in the Park” in 1960’s?

June Answers

1. “Every time they play it, I have a bad game.”
2. “A Bridge Too Far” Laurence Olivier, Gene Hackamn, Maximilian Schell and Anthony Hopkins
3. PG Wodehouse
4. Hugh Laurie
5. The Jot em Down Store
6. Ben Bradlee and Sally Quinn

WIN LUNCH ON BEN!
The first person to email or mail, no calls please, the correct answers to all of the above questions will win a $25 gift certificate at The Uptown Cafe in downtown Danville, compliments of Ben Fernandez!
Entries must be received by June 20, 2011. In the event of a tie, the winner will be drawn at random. Please email your answers to info@aliveeastbay.com, or mail to ALIVE East Bay, 199 East Linda Mesa Avenue, Suite 10, Danville, CA 94526. Employees and family members of employees of ALIVE East Bay are not eligible.
Restaurant may be changed without notice.

We all realize that financial planning is important. Done correctly, a good financial plan can provide direction and meaning to your financial decisions. While I am sure most of you are familiar with the term “financial planning,” I thought I might take some time to flush out what it really is all about and provide some guidelines on how you can make the financial planning process work best for your situation. Regardless of whether you plan to do it yourself or use professional advice, this is information all consumers should be familiar with.

Put simply, financial planning is the process of meeting your life goals through proper management of your finances. Some of the more common life goals would include buying a home, paying for a child’s education or planning for retirement. As a CFP® professional, I follow a financial planning process of six steps as described by the CFP Board. These six steps allow you to asses where you are now financially and what you may need to do in the future to reach your goals. They include:

1. Establishing and defining the client-planner relationship.
2. Gathering client data, including goals.
3. Analyzing and evaluating your financial status.
4. Developing and presenting financial planning recommendations and/or alternatives.
5. Implementing the financial planning recommendations.
6. Monitoring the financial planning recommendations.

Always remember that you are the focus of the planning process. Therefore, the results you get from working with a financial planner or doing it yourself are largely dependent on your approach and commitment to the process. With that in mind here are some tips for getting the most out of the financial planning process:

1. Set measurable financial goals. Be specific. Be realistic.
2. Understand the effect your financial decisions have on other financial issues.
3. Re-evaluate your financial situation periodically.
4. Start planning as soon as you can and start with what you’ve got. Financial planning is not just for the wealthy.
5. Look at the big picture – financial planning is more than just retirement or tax planning.
6. Don’t confuse financial planning with investing.
7. Don’t expect unrealistic returns on investments.
8. Be patient – you cannot change your situation overnight. Financial planning is a life long process.

There are many great resources available on financial planning, including some very informative free publications available from the FPA and the CFP Board. PPlease call or email me for a free copy or go online at fpanet.org or CFP.net/learn

Damien helps individuals invest and manage risk. He is a CERTIFIED FINANCIAL PLANNER™ professional and a principal of Walnut Creek Wealth Management.These are the views of Damien Couture, CFP® and should not be construed as investment advice. All information is believed to be from reliable sources; however we make no representation as to its completeness or accuracy. Your comments are welcome. Damien can be reached at 925-280-1800 x101 or Damien@WalnutCreekWealth.com